Take the Stress Out of Organisation With a School Travel Service

A school travel service is of utmost importance to those teachers or educators who have been set the challenge of organising school trips. No matter whether you’re group is heading off to one of the far-flung corners of the world, or simply taking a day trip somewhere in the UK, the principles of organisation and standards required are the same.

Booking with a dedicated school travel service, which has access to all the information you need along with a wealth of experience, is the best way to enjoy the success and safety of the experience. These companies provide a service that you can rely on and take great pride in organising educationally beneficial trips that are fun, well planned and fulfilling for students and teachers alike. By booking with a reputable company, you will guarantee that all potential health and safety issues have been acknowledged and dealt with in advance.

The Advantages of Using a School Travel Service

Such specialised companies should be linked to the Council for Learning Outside the Classroom, which is an institution that recognises the importance of providing safe and accessible educational trips. They must also be bonded by the two main travel association agents: ABTA (The Association of British Travel Agents) and ATOL (Air Travel Organisers License). The first association covers coach travel while the second covers air. Both insure you against financial loss should anything go wrong or if your group becomes stranded in a foreign country. They both have an exceptionally high code of conduct that offers peace of mind to all who are members.

Any company involved in educational trips must be adequately insured with Tour Operator Public Liability. This insurance cover is a very comprehensive one that covers up to twenty £20 million. It is vital you check your chosen company provides this assurance.

Many companies offer their own insurance package for their customers. The advantage of taking such a policy is that, should anything go wrong, they have local agents in-country who will be able to help immediately. These local contacts will be familiar with the country’s policies and procedures and be able to help efficiently and instantly. Every member of your group must also have their own insurance before they travel, which must cover all activities and the entire duration of the trip. Booking with a specialised school travel service means that all these details will be taken care of.

When you book with a reputable company, you can rest assured all the accommodation included has been checked and audited as appropriate. This is absolutely essential and everything from food hygiene, fire safety, swimming pool checks and cleanliness are monitored constantly. Set audits are carried out in line with specific standards to make sure that all accommodation is suitable.

Understanding the Importance of Travel Insurance

Travel insurance is one of the key things you should never forget whenever you plan for a holiday trip outside the country or an inside the country vacation. It is one of the essential things needed if you want to be covered in medical and other financial expenses you may incur during your travel. Most of the time, travel insurance can be arranged with your travel agent, and it can cover you up until the trip is over and you return to your place of origin. Most of the time, travel agents offer insurance as part of their travel packages, but considering some important facts in procuring a travel insurance, it is more practical to do it on your own than have your travel agent include it in your travel package if you want to have a more comprehensive and better travel insurance coverage worth the money you paid.

There are several travel insurance coverage you can choose from, depending on the frequency of traveling you do annually, and you can choose to either opt for a single trip or multi trip insurance coverage. If your travel plan only includes one trip outside or within the country, you can choose the single trip travel insurance policy, but if you are planning to take several trips within the year, it is more practical as it is cheap obtaining multi trip insurance than having single trip insurance every time you travel. This can also save you time from repetitive insurance application every time you are having a trip.

A multi trip insurance coverage is more often referred to as annual insurance policy and having it can significantly save you money in the process. When you are making plans for acquiring travel insurance, you have to be very precise with regards to the provisions that are inclusive in the policy and the conditions that are excluded by the insurance provider. Although a full coverage sometimes can be the best and practical option for most coverage, you can actually choose the items covered which you want to be included in your policy if you want to have a cheaper travel insurance premium. Sometimes, a cheap policy does not necessarily mean that it doesn’t have excellent coverage. You only have to have to determine the type of coverage you think you may need and this can significantly lighten the premiums you have to pay on your provider.

Typical services offered by travel insurance providers are, emergency repatriation and/or evacuation, medical expenses incurred while traveling, personal accident cover, travel cancellation and restriction, delay, theft, loss or damage of properties while on the trip, like personal baggage, coverage for missed connection for those taking connecting flights, and personal liability coverage.

Understanding the concept and the importance is in fact, relatively easy. You purchase insurance for an established provider and in return, they can provide you cover, should an event like accidents, loss of personal properties, or other unanticipated things happen while you are on a trip.

Insure Before Packing The Suitcase

Packing for a holiday involves many things but one necessary item that travelers often forget to organise well in advance, is travel insurance. It is an essential item to plan for as not doing so could end the traveler up in dire straits in a foreign country if, for instance, you lose an expensive camera in Thailand or have to cancel a trip suddenly and are bombarded with cancellation fees and losing your deposits.

Naturally, shopping around for the best insurance providers is essential. Most people tend to buy cover directly from the travel agent who helped book the holiday; this is not always the wisest option. Some of these travel companies offer cover which is advertised as ‘free’ but it is unlikely that the insurance is actually free, as the cost is generally incorporated into the price of the holiday. To this end, the commission is a big method of revenue for travel agents and it is more prudent to get a better deal via an insurance broker or an insurer that sells its products direct to consumers. They often charge half as much as the travel companies.

What cover a traveler takes out really depends on the particulars of what their holiday(s) involve. If the traveler goes abroad a couple of times a year it would be prudent to take out an annual policy as they are much better value than buying cover as you go along.

Another tip is that when you are buying travel insurance, it is a good idea to ascertain what the excess is and whether it applies as one amount per claim or for each part of a claim. You should also verify the limit on individual items. You may need higher limits if you are taking expensive items.

If you are a traveler intending to take part in any high risk sporting activities like bungee jumping or whitewater rafting, then it is essential that you are covered for these recreational activities. Make sure you are covered for any unusual sporting activities you are planning, such as whitewater rafting or bungee jumping. Also be aware that insurance for winter activities like skiing are usually more expensive.

The best advice is then to think well ahead when booking your holiday and take out the appropriate travel insurance. Additionally, make sure you always read the fine print, as claiming that you were not aware of certain clauses will not benefit you when it is too late.

Worldwide Travel Insurance – Protection Against Accidental Loss

Whether exploring the pyramids of Egypt or drifting through the canals of Venice, traveling to foreign lands is something to which legions of people aspire. However, before embarking on glorious excursions, prospective travelers should realize the risks that may creep into their otherwise perfectly planned trips. Unexpected emergencies such as those relating to medical conditions can cause much greater expense and disruption than if the same situation had developed at home. Therefore, worldwide travel insurance is something with which every burgeoning globetrotter should familiarize themselves.

Tourists may be alarmed to learn that the insurance protections they have at home may fail to provide sufficient protection when they are abroad. For instance, those engaging in strenuous or risky physical activities such as water sports, extreme hiking or other pursuits may find that such action when undertaken in foreign lands, works to negate their insurance coverage. Also, while some may feel safe journeying to a country with a system of nationalized health care, they should know that in many cases, the free or low cost care available to citizens of that nation are unavailable to visiting foreigners. Doctors and healthcare facilities abroad may not be willing to negotiate terms of payment or service with a tourist’s domestic provider, thus necessitating upfront payment of costs prior to the commencement of service. If the appropriate treatment for a traveler’s specific medical situation is unavailable and an emergency evacuation is needed, conventional or non travel policies may decline coverage for the expense, which can be exorbitant. These are just a few of the reasons worldwide travel insurance is a wise choice.

Written with the purpose of supplying financial compensation for expenses relating to unexpected events while abroad, worldwide travel insurance policies are available in an expansive array of types and levels which are often dependent on the circumstances of the trip to be covered. The journey’s length, location, and specific itinerary may be considered in the ultimate pricing and availability of coverage. It is typically possible to purchase coverage for shorter journeys simultaneous with the booking of reservations. It is sometimes more useful for a traveler to seek a policy that provides more expansive coverage for a longer period of time. Some customary purchase points for these products include cruise ship lines, travel agents, and regular insurance agents and brokers.

Worldwide travel insurance is also frequently categorized by the nature of the tourist wishing to purchase a given policy. Vacation tourist, business travelers and students may have distinct needs that need to be addressed in their personal policy. Some of the contingencies for which coverage is usually sought include emergency medical and dental costs, accidental death or injury benefits, and in worst case scenarios, funeral expenses for deaths occurring abroad. Pregnancy related medical expenses may be added to policies for additional cost. Some factors that may be listed as exclusions to these kinds of policies include preexisting medical conditions and injury or death occurring as a result of alcohol or drug use, or other types of negligent conduct.